{"id":14,"date":"2022-11-26T14:02:28","date_gmt":"2022-11-26T14:02:28","guid":{"rendered":"https:\/\/nssfsaccos.co.tz\/sw\/?page_id=14"},"modified":"2022-12-07T19:53:49","modified_gmt":"2022-12-07T19:53:49","slug":"dira-na-dhima","status":"publish","type":"page","link":"https:\/\/nssfsaccos.co.tz\/sw\/dira-na-dhima\/","title":{"rendered":"Dira na Dhima"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14\" class=\"elementor elementor-14\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97198e2 e-con-boxed e-con\" data-id=\"97198e2\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b75f012 elementor-widget elementor-widget-heading\" data-id=\"b75f012\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Utangulizi<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ea897 elementor-widget elementor-widget-text-editor\" data-id=\"36ea897\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p class=\"p1\">Mamlaka ya Chama yanatokana na Sheria ya Vyama vya Ushirika Na. 6 ya mwaka 2013 na Sheria ya Huduma Ndogo za Fedha Na. 10 ya mwaka 2018 na Kanuni zake. Chama kilianzishwa ili kukuza maslahi ya kiuchumi ya wanachama kwa kuzingatia kanuni saba (7) za Ushirika ambazo ni:-<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">a) Uanachama wa hiari na ulio wazi;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">b) Wanachama na Udhibiti wa Kidemokrasia;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">c) Ushiriki wa wanachama katika Shughuli za Kiuchumi;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">d) Uhuru na Kujitegemea;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">e) Elimu, mafunzo na taarifa;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">f) Ushirikiano miongoni mwa Vyama vya Ushirika;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p1\">g) Kuijali Jamii.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b5edc8 e-con-boxed e-con\" data-id=\"6b5edc8\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb481f7 elementor-widget elementor-widget-heading\" data-id=\"fb481f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DIRA<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6da898e elementor-widget elementor-widget-text-editor\" data-id=\"6da898e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Kuwa SACCOS inayoongoza Tanzania kwa kutoa huduma bora ya mikopo kwa haraka na yenye masharti nafuu.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b000e8f elementor-widget elementor-widget-heading\" data-id=\"b000e8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dhamira<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb632b4 elementor-widget elementor-widget-text-editor\" data-id=\"eb632b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Kukusanya Akiba na kutoa mikopo kwa wakati kukidhi matarajio ya wanachama kwa kutumia ubunifu, teknolojia ya kisasa na rasilimali watu mahiri.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53a1feb elementor-widget elementor-widget-heading\" data-id=\"53a1feb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Misingi ya Chama<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b1fb0 elementor-widget elementor-widget-text-editor\" data-id=\"e2b1fb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Misingi ni suala la muhimu wakati wa kusimamia shughuli za Chama kwani husaidia kufikia malengo ya Chama kwa wakati. Chama kitazingatia misingi ifuatayo wakati wa kutekeleza shughuli zake:-<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><ol><li><p class=\"p2\"><b>Ushirikiano\/Mshikamano(Solidarity)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Uwajibikaji (Self responsibility)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Kujali Wanachama<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Uwazi (Transparency)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Ustadi<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Uaminifu (Honesty)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Kujitolea na kujitegemea (Self help)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Uadilifu<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Usawa (Equality)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><li><p class=\"p2\"><b>Demokrasia<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8e72bb elementor-widget elementor-widget-heading\" data-id=\"d8e72bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mwelekeo wa Chama<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0496b9d elementor-widget elementor-widget-text-editor\" data-id=\"0496b9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Thamani ya msingi ya kudumisha Chama imejengwa Katika Mihimili ya:-<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">a) Uadilifu na Uaminifu;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">a) Kutoa huduma nzuri na zenye ufanisi kwa Wanachama;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">b) Kubuni, kuboresha na kuendeleza huduma na bidhaa bora kwa Wanachama;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">c) Umoja na ushirikiano;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">d) Haki na usawa katika kuwahudumia Wanachama;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">e) Kupiga vita rushwa;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">f) Kushiriki katika majukumu ya kijamii;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">g) Kutumia utaalamu katika uongozi na kufuata misingi ya utawala bora;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">h) Kuendesha Chama kwa misingi ya uwazi na uwajibikaji;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p1\">i) Kuheshimu usawa wa kijinsia katika uongozi wa Chama.<span class=\"Apple-converted-space\"> \u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e2b702 elementor-widget elementor-widget-heading\" data-id=\"4e2b702\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Malengo ya Chama<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39ced31 elementor-widget elementor-widget-text-editor\" data-id=\"39ced31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Malengo makuu ya Chama ni pamoja na:-<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">i. Kuhamasisha uwekaji wa Akiba, Hisa na Amana ili kuendeleza na kukuza mtaji wa Chama.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">ii. Kutoa elimu kwa watumishi wa Chama ili kujua umuhimu wa kujiunga na Chama.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p1\">iii. Kujengea uwezo Wanachama kwa kutoa mikopo yenye riba nafuu ili kuwainua kiuchumi.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">iv. Kutoa elimu kwa Wanachama ihusuyo bidhaa za Chama.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">v. Kutafuta vyanzo nafuu vya fedha (mpango wa ukwasishaji) ili kujenga na kuimarisha mtaji wa ndani kwa ajili ya kutoa mikopo kwa wanachama kwa masharti na riba nafuu;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p2\">vi. Kuweka viwango vya gawio katika hisa, faida juu ya Akiba na riba za Mikopo kwa Wanachama vinavyokidhi gharama za uendeshaji wa Chama;<span class=\"Apple-converted-space\">\u00a0<\/span><\/p><p class=\"p3\">vii. Kubuni na kutoa bidhaa mbalimbali za fedha kwa Wanachama ili waweze kushiriki zaidi katika kuimarisha mtaji wa Chama na mitaji yao binafsi na kuleta mvuto kwa wasio Wanachama kujiunga na Chama.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Utangulizi Mamlaka ya Chama yanatokana na Sheria ya Vyama vya Ushirika Na. 6 ya mwaka 2013 na Sheria ya Huduma Ndogo za Fedha Na. 10 ya mwaka 2018 na Kanuni zake. Chama kilianzishwa ili kukuza maslahi ya kiuchumi ya wanachama kwa kuzingatia kanuni saba (7) za Ushirika ambazo ni:-\u00a0 a) Uanachama wa hiari na ulio [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/pages\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":10,"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/pages\/14\/revisions"}],"predecessor-version":[{"id":458,"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/pages\/14\/revisions\/458"}],"wp:attachment":[{"href":"https:\/\/nssfsaccos.co.tz\/sw\/wp-json\/wp\/v2\/media?parent=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}